The information on this page is general in nature and has been prepared without considering your objectives, financial situation or needs. You should consider whether the information provided and the nature of any home loan product is suitable for you and seek independent financial advice if necessary. Megan is a Finance Writer and Head of PR at Money with over a decade of industry experience. She keeps her finger on the pulse of financial trends, providing journalists and media with data, insights, and news that help Australians navigate complex topics and concepts. She's certified in Finance & Mortgage Broking and is compliant to provide general advice in Tier 1 General Insurance.

This clarity takes away confusion when it comes to design choices, and importantly, it will keep your first home affordable. Here he offers six ways to sail through the process, without the stress. Tip number one, keep talking to us, keep the lines of communications open, and keep the stress down. Or schedule a Free Consultation to discuss the vision you have for your new home. Building a home is a complicated endeavour involving hundreds of steps and dozens of tradespeople.

With open plan layouts, functional zones and clever storage, our single storey options make everyday living feel effortless. As Perth’s most trusted custom home builder, we Building Brokers Australia work with you to design your dream home—regardless of size, budget, or style. Redink’s homes are as individual as you—because every detail is designed to fit your lifestyle.

They leverage industry expertise to foresee challenges, with their fees typically covered by the builder, maintaining or lowering client costs compared to direct builder engagement. Unlike some brokers, we’re entirely independent, which means we’re not affiliated with any particular builder. Instead, our Building Brokers Australia goal is to help you make an informed choice to reduce the stress of building a new home and help you get value for money. And because of our experience in the home building industry, we also know the pitfalls to watch out for. As your dedicated building broker, we always have your best interests in mind.

If eligible, the FHOG and/or first home owner rate of duty will be approved with the condition that the prescribed residence requirement is satisfied. To qualify, the property must be newly constructed or substantially renovated, and the home must be used as the buyer’s owner-occupied property. There are no income limits for this grant, and it is available to both individuals and couples. As a first home buyer, there’s no need for a large deposit, and the grant can assist with the initial costs. He’s a mortgage broker with more than 20 years of experience in the finance and real estate industry.

We’re also sticklers for quality, ensuring you get the very best value for your budget. If you love your current location but your home no longer meets your needs, our demolish and rebuild service offers the perfect solution. Instead of renovating or moving, you can demolish your existing house and build a brand-new, modern, and energy-efficient Summit Home – tailored exactly to your lifestyle and future needs.

Whether you’re starting your home-buying journey or looking to downsize into an idyllic country retreat, a house and land package from WA Country Builders can make these dreams a reality. The first is a mortgage on the land where payment begins once settlement is reached. Under a construction loan, the lending institution will pay the builder when certain construction milestones are reached, and the mortgage is paid in increments.

Home loan comparison rates are calculated based on a loan amount of $150,000 repaid over a 25-year term with monthly repayments. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Check with the provider for full loan details, including rates, fees, eligibility and terms and conditions Building Brokers Australia to make sure the product is right for you.

Our job is to make your life easy Building Brokers Australia with a seamless building process. We understand that it's hard to save the deposit for your first home loan. With most banks requiring around $20,000, why wouldn't it be!

Analysis by Money found first-home buyers in Queensland can currently access the most generous combination of incentives. Yes, eligible first-home buyers in SA may get a stamp duty exemption for properties valued under $650,000 and vacant land under $400,000. Concessional rates then apply for properties valued up to $700,000 (or Building Brokers Australia $450,000 for vacant land). There’s plenty of government support available to first-home buyers in Australia, such as low deposit schemes, cash grants and shared equity programs, to name a few.

We take pride in our craftsmanship and attention to detail, and our dedicated team is committed to delivering exceptional quality and service from start to finish. Whether you’re starting out, stepping up or indulging in something extraordinary, we offer thoughtfully designed options to match every lifestyle. From effortless all-in-one solutions to homes that set a new standard in style and sophistication, your perfect fit is waiting to be discovered.